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53

Business Rewards

360 Federal Credit Union

NationalFixed rateCredit score 720+
Issuer site ↗
Purchase APR
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
1%
Grace period
25 days

Purchase APR by credit tier

Median rate the issuer reported for each tier

The purchase rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered
Median
Highest offered

Cash advance APR

The cash advance rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered16.25%
Median16.25%
Highest offered16.25%

Every fee on this card

Annual feeNone
Balance transfer feeNone
Cash advance fee$10 min
Foreign transaction fee1%
Purchase transaction feeNone
Late fee$35
Over-limit fee$20
Minimum finance chargeNone
Balance computationAverage daily balance including new purchases

Rewards, benefits and features

Rewards
  • Cashback rewards
  • Travel-related rewards
  • Other rewards
Services
  • Automobile rental insurance
Features
  • Chip card
  • Mobile wallet provisioning (for example, Apple Pay)

Issuer note: Merchandise and gift cards

Who can get this card

AvailabilityNational
Membership requirementsYes
RequirementOther. Please Describe:
Phone1-800-544-4728
Balance transfer

This card does not offer a balance transfer rate.

Cost to carry

This issuer did not report a purchase APR.

Cardholder agreements

1 document filed by 360 Federal Credit Union in the 2026 Q1 archive.

More from this issuer