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34

Banana Republic Rewards Mastercard

Barclays Bank Delaware

Top-25 issuerNationalVariable · PrimeCredit score 620–719Credit score 720+
Issuer site ↗
Purchase APR
33.24–33.99%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
3%
Grace period
23 days

Purchase APR by credit tier

Median rate the issuer reported for each tier

The purchase rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered33.24%
Median33.62%
Highest offered33.99%

Cash advance APR

The cash advance rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered33.24%
Median33.24%
Highest offered33.62%

Every fee on this card

Annual feeNone
Balance transfer feegreater of 5% or $5
Cash advance feegreater of 5% or $10
Foreign transaction fee3%
Purchase transaction feeNone
Late fee$30
Repeat late fee (6 mo)$41
Over-limit feeNone
Minimum finance charge$2
Balance computationOther
Additional fees
Returned Payment Fee$41

Rewards, benefits and features

Rewards
  • Other rewards
Services
  • Access to Free Credit Scores
  • Automobile rental insurance
  • Other
Features
  • Contactless Payments
  • Chip card
  • Mobile wallet provisioning (for example, Apple Pay)

Issuer note: Other Rewards (store point rewards & first purchase discount)

Who can get this card

AvailabilityNational
Membership requirementsOpen to the public
Phone866-603-7217
Balance transfer

This card does not offer a balance transfer rate.

Cost to carry a balance
Interest for a year at 33.62%$1,008.60
Annual / periodic fees$0
Total yearly cost$1,008.60

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 23-day grace period avoids the interest entirely.

Cardholder agreements

9 documents filed by Barclays Bank Delaware in the 2026 Q1 archive.

All 9 agreements

More from this issuer