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61

Capital Vacations World Mastercard

Barclays Bank Delaware

Top-25 issuerNationalVariable · PrimeCredit score 620–719Credit score 720+
Issuer site ↗
Purchase APR
19.24–29.99%
Annual fee
None
0% intro
None
0% transfer
15 mo
Foreign fee
None
Grace period
23 days

Purchase APR by credit tier

Median rate the issuer reported for each tier

The purchase rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered19.24%
Median25.24%
Highest offered29.99%

Balance transfer APR

Promotional window: 15 months · grace period retained on purchases

The transfer rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered0%
Median0%
Highest offered0%

Cash advance APR

The cash advance rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered29.74%
Median29.87%
Highest offered29.99%

Every fee on this card

Annual feeNone
Balance transfer feegreater of 5% or $5
Cash advance feegreater of 5% or $10
Foreign transaction feeNone
Purchase transaction feeNone
Late fee$29
Repeat late fee (6 mo)$40
Over-limit feeNone
Minimum finance charge$0.50
Balance computationOther
Additional fees
Returned Payment fee$40

Rewards, benefits and features

Rewards
  • Cashback rewards
  • Travel-related rewards
  • Other rewards
Services
  • Access to Free Credit Scores
  • Automobile rental insurance
  • Other
Features
  • Contactless Payments
  • Chip card
  • Fee-free foreign transactions
  • Mobile wallet provisioning (for example, Apple Pay)
  • Other

Issuer note: Other Rewards (First Purchase bonus reward, O% 15 months balance transfers within 45 days account opening, stay certificate with $10k calendar year spend,first purchase bonus reward)

Who can get this card

AvailabilityNational
Membership requirementsOpen to the public
Phone1-866-996-7937
Balance transfer calculator
Stay put — 15 mo at 24%$750
Transfer fee (5%)$250
Promo interest at 0.00%$0
You save$500

Assumes you pay the balance down evenly across the 15-month promotional window, so the average outstanding balance is about half the transfer. Rates revert to 25.24% afterwards.

Cost to carry a balance
Interest for a year at 25.24%$757.20
Annual / periodic fees$0
Total yearly cost$757.20

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 23-day grace period avoids the interest entirely.

Cardholder agreements

9 documents filed by Barclays Bank Delaware in the 2026 Q1 archive.

All 9 agreements

More from this issuer