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Wyndham Rewards Earner® Card

Barclays Bank Delaware

Top-25 issuerNationalVariable · PrimeCredit score 620–719Credit score 720+
Issuer site ↗
Purchase APR
19.24–29.99%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
None
Grace period
23 days

Purchase APR by credit tier

Median rate the issuer reported for each tier

The purchase rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered19.24%
Median25.24%
Highest offered29.99%

Cash advance APR

The cash advance rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered29.74%
Median29.87%
Highest offered29.99%

Every fee on this card

Annual feeNone
Balance transfer feegreater of 5% or $5
Cash advance feegreater of 5% or $10
Foreign transaction feeNone
Purchase transaction feeNone
Late fee$29
Repeat late fee (6 mo)$40
Over-limit feeNone
Minimum finance charge$0.50
Balance computationOther
Additional fees
Returned Payment fee$40

Rewards, benefits and features

Rewards
  • Travel-related rewards
  • Other rewards
Services
  • Access to Free Credit Scores
  • Automobile rental insurance
  • Other
Features
  • Contactless Payments
  • Chip card
  • Fee-free foreign transactions
  • Mobile wallet provisioning (for example, Apple Pay)

Issuer note: Other Rewards (online shopping, gift cards)

Who can get this card

AvailabilityNational
Membership requirementsOpen to the public
Phone8669967937
Balance transfer

This card does not offer a balance transfer rate.

Cost to carry a balance
Interest for a year at 25.24%$757.20
Annual / periodic fees$0
Total yearly cost$757.20

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 23-day grace period avoids the interest entirely.

Cardholder agreements

9 documents filed by Barclays Bank Delaware in the 2026 Q1 archive.

All 9 agreements

More from this issuer