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Cabela's CLUB Card

Capital One, National Association

Top-25 issuerNationalVariable · PrimeCredit score 620–719Credit score 720+
Issuer site ↗
Purchase APR
19.74–31.24%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
None
Grace period
25 days

Purchase APR by credit tier

Median rate the issuer reported for each tier

No score
31.24%
≤619
30.99%
620–719
30.99%
720+
19.99%
Lowest offered19.74%
Median22.99%
Highest offered31.24%

Cash advance APR

The cash advance rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered30.99%
Median30.99%
Highest offered31.24%

Every fee on this card

Annual feeNone
Balance transfer fee3%
Cash advance fee5% (min $5)
Foreign transaction feeNone
Purchase transaction feeNone
Late fee$29
Repeat late fee (6 mo)$40
Over-limit feeNone
Minimum finance chargeNone
Balance computationAverage daily balance including new purchases

Late fee policy: Up to $29.00 for first late fee. Late Fee <= Minimum Payment.

Rewards, benefits and features

Rewards
  • Other rewards
Services
  • Access to Free Credit Scores
  • Discounts on purchases of goods and services (non travel related)
  • Other
Features
  • Contactless Payments
  • Chip card
  • Fee-free foreign transactions
  • Mobile wallet provisioning (for example, Apple Pay)

Issuer note: Points

Who can get this card

AvailabilityNational
Membership requirementsOpen to the public
Phone1-800-850-8402
Balance transfer

This card does not offer a balance transfer rate.

Cost to carry a balance
Interest for a year at 22.99%$689.70
Annual / periodic fees$0
Total yearly cost$689.70

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 25-day grace period avoids the interest entirely.

Cardholder agreements

20 documents filed by Capital One, National Association in the 2026 Q1 archive.

All 20 agreements

More from this issuer