Purchase APR
17.74–32.24%
Annual fee
None
Foreign fee
None
Top-25 issuer620–719720+Cashback
Carrying $3k for a year ≈ $749.70
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45
Crypto.com Visa Signature
Top-25 issuerNationalVariable · PrimeCredit score 620–719Credit score 720+
Purchase APR
17.74–32.24%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
3%
Grace period
21 days
Purchase APR by credit tier
Median rate the issuer reported for each tier
No score
—
≤619
—
620–719
32.24%
720+
26.24%
Lowest offered17.74%
Median—
Highest offered32.24%
Cash advance APR
The cash advance rate was not broken out by credit tier — the issuer reported a single range.
Lowest offered32.74%
Median33.24%
Highest offered33.24%
Every fee on this card
Annual feeNone
Balance transfer feeCharged (amount not reported)
Cash advance feeCharged (amount not reported)
Foreign transaction fee3%
Purchase transaction feeNone
Late fee$30
Repeat late fee (6 mo)$41
Over-limit feeNone
Minimum finance charge$3
Balance computationOther
Additional fees
Returned Payment Fee$30
Alternative Payment Method Fee$15
Rewards, benefits and features
Rewards
- Other rewards
Services
- Credit card registration
- Discounts on purchases of goods and services (non travel related)
- Other
Features
- Contactless Payments
- Chip card
- Mobile wallet provisioning (for example, Apple Pay)
Issuer note: Earn up to 6% back in crypto with every purchase. Available to Obsidian 'Private' tier.1 Start your crypto journey with uncapped rewards on purchases across all cards.2 Get Priority Pass airport lounge access for Jade/Indigo and above cardholders.³
Who can get this card
AvailabilityNational
Membership requirementsOpen to the public
Phone1-800-217-8327
Balance transfer
This card does not offer a balance transfer rate.
Cost to carry a balance
Interest for a year at 24.99%$749.70
Annual / periodic fees$0
Total yearly cost$749.70
Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 21-day grace period avoids the interest entirely.
Cardholder agreements
100 documents filed by Comenity Capital Bank in the 2026 Q1 archive.
- AAA Visa Signature® credit card - Current Credit Card Agreements599 KB
- AAA Visa Signature® credit card - Current Credit Card Agreements762 KB
- AAA Visa Signature® credit card - Current Credit Card Agreements762 KB
- Academy Sports + Outdoors Credit Card - Current Credit Card Agreements366 KB
- All Pet Credit Card - Current Credit Card Agreements399 KB
- Alphaeon Credit Card - Current Credit Card Agreements843 KB
More from this issuer
Purchase APR
17.74–32.24%
Annual fee
None
Foreign fee
None
Top-25 issuer620–719720+Cashback
Carrying $3k for a year ≈ $749.70
Purchase APR
17.74–32.24%
Annual fee
None
Foreign fee
None
Top-25 issuer620–719720+Cashback
Carrying $3k for a year ≈ $749.70
Purchase APR
30.74–31.24%
Annual fee
None
Foreign fee
3%
Top-25 issuer620–719720+Other
Carrying $3k for a year ≈ $937.20