CardSleuth
← Back to explorer
68

Cash Back VISA

Dakotaland Federal Credit Union

NationalFixed rateNo credit scoreCredit score 619 or lessCredit score 620–719Credit score 720+
Issuer site ↗
Purchase APR
9.90–17.90%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
1%
Grace period
25 days

Purchase APR by credit tier

Median rate the issuer reported for each tier

No score
15.90%
≤619
17.90%
620–719
13.90%
720+
9.90%
Lowest offered9.90%
Median11.90%
Highest offered17.90%

Cash advance APR

No score
15.90%
≤619
17.90%
620–719
13.90%
720+
9.90%
Lowest offered9.90%
Median—
Highest offered17.90%

Every fee on this card

Annual feeNone
Balance transfer feeNone
Cash advance fee$2
Foreign transaction fee1%
Purchase transaction feeNone
Late fee—
Over-limit feeNone
Minimum finance chargeNone
Balance computationAverage daily balance including new purchases
Additional fees
RETURNED PAYMENT FEE$25
CARD REPLACEMENT FEE$10
Document/Statement Copy Fee$5
Rush Fee$26
Rush Fee Overnight$40

Late fee policy: $20.00 OR THE AMOUNT DUE, WHICHEVER IS LESS

Rewards, benefits and features

Rewards
  • Cashback rewards
  • Travel-related rewards
  • Other rewards
Services

None reported

Features
  • Chip card
  • Mobile wallet provisioning (for example, Apple Pay)

Issuer note: Catalog of merchandise or gift cards.

Who can get this card

AvailabilityNational
Membership requirementsYes
RequirementGeographic Restrictions Beyond Place of Residence

Geographic: Persons who live, work, worship or attend school in Aurora, Beadle, Bon Homme, Brookings, Brown, Brule, Buffalo, Campbell, Charles Mix, Clark, Clay, Codington, Davison, Day, Deuel, Douglas, Edmunds, Faulk, Grant, Haakon, Hamlin, Hand, Hanson, Hughes, Hutc

Phone1-800-440-6573
Balance transfer

This card does not offer a balance transfer rate.

Cost to carry a balance
Interest for a year at 11.90%$357
Annual / periodic fees$0
Total yearly cost$357

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 25-day grace period avoids the interest entirely.

Similar cards