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Del-One Federal Credit Union

Secured cardNationalFixed rateNo credit scoreCredit score 619 or less
Issuer site ↗
Purchase APR
15.90%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
1%
Grace period
None

Purchase APR by credit tier

Median rate the issuer reported for each tier

The purchase rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered15.90%
Median15.90%
Highest offered15.90%

Cash advance APR

The cash advance rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered15.90%
Median15.90%
Highest offered15.90%

Every fee on this card

Annual feeNone
Balance transfer feeNone
Cash advance fee3% (min $10)
Foreign transaction fee1%
Purchase transaction feeNone
Late fee$35
Over-limit feeNone
Minimum finance chargeNone
Balance computationAverage daily balance including new purchases
Additional fees
Returned Payment$25

Rewards, benefits and features

Rewards

None reported

Services
  • Access to Free Credit Scores
  • Automobile rental insurance
  • Debt cancellation coverage
  • Other
Features
  • Contactless Payments
  • Chip card
  • Mobile wallet provisioning (for example, Apple Pay)

Who can get this card

AvailabilityNational
Membership requirementsYes
RequirementOther. Please Describe:
Phone(302) 739-4496
Balance transfer

This card does not offer a balance transfer rate.

Cost to carry a balance
Interest for a year at 15.90%$477
Annual / periodic fees$0
Total yearly cost$477

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the stated-day grace period avoids the interest entirely.

Cardholder agreements

3 documents filed by Del-One Federal Credit Union in the 2026 Q1 archive.

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