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GetawaySM Mastercard®

First National Bank Of Omaha

Top-25 issuerRegionalVariable · PrimeCredit score 619 or lessCredit score 620–719Credit score 720+
Issuer site ↗
Purchase APR
19.74–28.24%
Annual fee
None
0% intro
12 mo
0% transfer
12 mo
Foreign fee
None
Grace period
21 days

Purchase APR by credit tier

Median rate the issuer reported for each tier

No score
—
≤619
28.24%
620–719
27.99%
720+
20.24%
Lowest offered19.74%
Median24.99%
Highest offered28.24%

Introductory purchase APR

Promotional window: 12 months

The intro rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered0%
Median0%
Highest offered0%

Balance transfer APR

Promotional window: 12 months · grace period retained on purchases

The transfer rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered0%
Median0%
Highest offered0%

Cash advance APR

The cash advance rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered28.24%
Median28.74%
Highest offered28.74%

Every fee on this card

Annual feeNone
Balance transfer feegreater of 5% or $10
Cash advance feegreater of 5% or $5
Foreign transaction feeNone
Purchase transaction feeNone
Late fee$29
Repeat late fee (6 mo)$40
Over-limit feeNone
Minimum finance charge$1.75
Balance computationAverage daily balance including new purchases
Additional fees
Returned Payment (Payment Dishonored Fee)$35
Cash Equivalent Fee$5

Late fee policy: Up to $40 Late fee cannot exceed the minimum payment due. First time is $29, second time in 6 months it goes to $40. Late Fee cannot exceed the minimum payment due.

Rewards, benefits and features

Rewards
  • Other rewards
Services
  • Access to Free Credit Scores
  • Other
Features
  • Contactless Payments
  • Chip card
  • Fee-free foreign transactions
  • Mobile wallet provisioning (for example, Apple Pay)
  • Other

Issuer note: Cash Back, Gift Cards, Merchandise, Travel, Other

Who can get this card

AvailabilityRegional
StatesCO, IA, IL, KS, NE, SD, TX, WY
Membership requirementsOpen to the public
Balance transfer calculator
Stay put — 12 mo at 24%$600
Transfer fee (5%)$250
Promo interest at 0.00%$0
You save$350

Assumes you pay the balance down evenly across the 12-month promotional window, so the average outstanding balance is about half the transfer. Rates revert to 24.99% afterwards.

Cost to carry a balance
Interest for a year at 24.99%$749.70
Annual / periodic fees$0
Total yearly cost$749.70

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 21-day grace period avoids the interest entirely.

Cardholder agreements

4 documents filed by First National Bank Of Omaha in the 2026 Q1 archive.

More from this issuer