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Greenville Federal Credit Union

NationalVariable · PrimeCredit score 720+
Issuer site ↗
Purchase APR
15.49%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
None
Grace period
25 days

Contract X-Ray — what's buried in the fine print

0 red flags · 4 filed docs

Detected in the CFPB-filed cardholder agreements from Greenville Federal Credit Union. Verbatim quotes below — CardSleuth flags the language; this isn't legal advice.

No arbitration, penalty-APR, deferred-interest or change-anytime red flags detected in this issuer's filed agreements.

Purchase APR by credit tier

Median rate the issuer reported for each tier

The purchase rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered15.49%
Median15.49%
Highest offered15.49%

Cash advance APR

The cash advance rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered15.49%
Median15.49%
Highest offered15.49%

Every fee on this card

Annual feeNone
Balance transfer feeNone
Cash advance feeNone
Foreign transaction feeNone
Purchase transaction feeNone
Late fee$20
Over-limit feeNone
Minimum finance chargeNone
Balance computationAverage daily balance excluding new purchases
Additional fees
Card Replacement Fee$5
Rush Replacement$50
Paper Statement Fee$2
Research and Copy$25

Rewards, benefits and features

Rewards
  • Cashback rewards
  • Travel-related rewards
  • Other rewards
Services
  • Access to Free Credit Scores
  • Automobile rental insurance
  • Discounts on purchases of goods and services (non travel related)
  • Extension on manufacturer’s warranty
  • Other
Features
  • Contactless Payments
  • Chip card
  • Fee-free foreign transactions
  • Mobile wallet provisioning (for example, Apple Pay)

Issuer note: Gift Cards and Merchandise

Who can get this card

AvailabilityNational
Membership requirementsYes
RequirementOther. Please Describe:
Balance transfer

This card does not offer a balance transfer rate.

Cost to carry a balance
Interest for a year at 15.49%$464.70
Annual / periodic fees$0
Total yearly cost$464.70

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 25-day grace period avoids the interest entirely.

Cardholder agreements

4 documents filed by Greenville Federal Credit Union in the 2026 Q1 archive.

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