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44

Disney® Visa® Card

Jpmorgan Chase Bank, National Association

Top-25 issuerNationalVariable · PrimeCredit score 620–719Credit score 720+
Issuer site ↗
Purchase APR
17.49–26.49%
Annual fee
None
0% intro
None
0% transfer
17.49%
Foreign fee
3%
Grace period
21 days

Purchase APR by credit tier

Median rate the issuer reported for each tier

No score
—
≤619
26.49%
620–719
26.49%
720+
22.49%
Lowest offered17.49%
Median25.49%
Highest offered26.49%

Balance transfer APR

Promotional window: 12 months

The transfer rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered17.49%
Median25.49%
Highest offered26.49%

Cash advance APR

The cash advance rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered28.49%
Median28.49%
Highest offered28.49%

Every fee on this card

Annual feeNone
Balance transfer fee5% (min $5)
Cash advance fee5% (min $10)
Foreign transaction fee3%
Purchase transaction feeNone
Late fee$29
Repeat late fee (6 mo)$40
Over-limit feeNone
Minimum finance chargeNone
Balance computationAverage daily balance including new purchases
Additional fees
Chase Pay Over Time$0
Return Payment Fee$40

Rewards, benefits and features

Rewards
  • Other rewards
Services
  • Access to Free Credit Scores
  • Extension on manufacturer’s warranty
  • Other
Features
  • Contactless Payments
  • Chip card
  • Mobile wallet provisioning (for example, Apple Pay)

Issuer note: Disney Rewards Dollars awarded for spend on eligible purchases

Who can get this card

AvailabilityNational
Membership requirementsOpen to the public
Phone1-800-300-8575
Balance transfer calculator
Stay put — 12 mo at 24%$600
Transfer fee (5%)$250
Promo interest at 17.49%$437.25
You lose$87.25

Assumes you pay the balance down evenly across the 12-month promotional window, so the average outstanding balance is about half the transfer. Rates revert to 25.49% afterwards.

Cost to carry a balance
Interest for a year at 25.49%$764.70
Annual / periodic fees$0
Total yearly cost$764.70

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 21-day grace period avoids the interest entirely.

Cardholder agreements

26 documents filed by Jpmorgan Chase Bank, National Association in the 2026 Q1 archive.

All 26 agreements

More from this issuer