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48

VISA PLATINUM CASH REBATE

Kirtland Federal Credit Union

NationalFixed rateNo credit scoreCredit score 619 or lessCredit score 620–719Credit score 720+
Issuer site ↗
Purchase APR
—
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
None
Grace period
None

Purchase APR by credit tier

Median rate the issuer reported for each tier

The purchase rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered—
Median—
Highest offered—

Cash advance APR

The cash advance rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered11.75%
Median16.50%
Highest offered18%

Every fee on this card

Annual feeNone
Balance transfer feeNone
Cash advance feeCharged (amount not reported)
Foreign transaction feeNone
Purchase transaction feeNone
Late fee—
Over-limit feeNone
Minimum finance charge$0.50
Balance computationAverage daily balance including new purchases
Additional fees
Returned Payment Fee$25
Card Replacement Fee$10
Document Copy Fee$2.50
Statement Copy Fee$2.50

Late fee policy: $25.00 or the amount of the required minimum payment, whichever is less, if one or more days late.

Rewards, benefits and features

Rewards
  • Cashback rewards
Services
  • Access to Free Credit Scores
  • Debt cancellation coverage
  • Other
Features
  • Contactless Payments
  • Chip card
  • Fee-free foreign transactions
  • Mobile wallet provisioning (for example, Apple Pay)
  • Other

Who can get this card

AvailabilityNational
Membership requirementsYes
RequirementOther. Please Describe:
Phone(800) 880-5328
Balance transfer

This card does not offer a balance transfer rate.

Cost to carry

This issuer did not report a purchase APR.

Cardholder agreements

13 documents filed by Kirtland Federal Credit Union in the 2026 Q1 archive.

All 13 agreements

More from this issuer