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MPD Community Credit Union Visa Classic credit card

M.P.D. Community Credit Union

One State/TerritoryFixed rateNo credit scoreCredit score 619 or lessCredit score 620–719Credit score 720+
Purchase APR
—
Annual fee
None
0% intro
6 mo
0% transfer
None
Foreign fee
1%
Grace period
25 days

Contract X-Ray — what's buried in the fine print

0 red flags · 3 filed docs

Detected in the CFPB-filed cardholder agreements from M.P.D. Community Credit Union. Verbatim quotes below — CardSleuth flags the language; this isn't legal advice.

No arbitration, penalty-APR, deferred-interest or change-anytime red flags detected in this issuer's filed agreements.

Purchase APR by credit tier

Median rate the issuer reported for each tier

No score
14.90%
≤619
16.90%
620–719
13.56%
720+
9.23%
Lowest offered—
Median—
Highest offered—

Introductory purchase APR

Promotional window: 6 months

The intro rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered0%
Median0%
Highest offered0%

Cash advance APR

The cash advance rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered6.90%
Median6.90%
Highest offered6.90%

Every fee on this card

Annual feeNone
Balance transfer feeNone
Cash advance feeNone
Foreign transaction fee1%
Purchase transaction feeNone
Late fee$27
Over-limit feeNone
Minimum finance chargeNone
Balance computationAverage daily balance including new purchases
Additional fees
Returned Payment fee$25

Rewards, benefits and features

Rewards

None reported

Services
  • Credit card registration
Features
  • Contactless Payments
  • Chip card
  • Mobile wallet provisioning (for example, Apple Pay)

Who can get this card

AvailabilityOne State/Territory
StatesTN
Membership requirementsYes
RequirementGeographic Restrictions Beyond Place of Residence

Geographic: Members must live, work, worship, attend school, or conduct business in Davidson County, Tennessee.

Phone6157827220
Balance transfer

This card does not offer a balance transfer rate.

Cost to carry

This issuer did not report a purchase APR.

Cardholder agreements

3 documents filed by M.P.D. Community Credit Union in the 2026 Q1 archive.

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