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63

NAE FCU Platinum Visa

N A E Federal Credit Union

One State/TerritoryFixed rateCredit score 620–719
Purchase APR
8.99–16.99%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
2%
Grace period
25 days

Contract X-Ray — what's buried in the fine print

0 red flags · 2 filed docs

Detected in the CFPB-filed cardholder agreements from N A E Federal Credit Union. Verbatim quotes below — CardSleuth flags the language; this isn't legal advice.

No arbitration, penalty-APR, deferred-interest or change-anytime red flags detected in this issuer's filed agreements.

Purchase APR by credit tier

Median rate the issuer reported for each tier

No score
14.99%
≤619
14.99%
620–719
10.49%
720+
8.99%
Lowest offered8.99%
Median10.49%
Highest offered16.99%

Cash advance APR

No score
14.99%
≤619
14.99%
620–719
10.49%
720+
8.99%
Lowest offered8.99%
Median—
Highest offered16.99%

Every fee on this card

Annual feeNone
Balance transfer feeNone
Cash advance feegreater of 1% or $2.50
Foreign transaction fee2%
Purchase transaction feeNone
Late fee$28
Repeat late fee (6 mo)$39
Over-limit feeNone
Minimum finance chargeNone
Balance computationAverage daily balance including new purchases

Rewards, benefits and features

Rewards
  • Other rewards
Services

None reported

Features
  • Chip card

Issuer note: Scorecard Rewards

Who can get this card

AvailabilityOne State/Territory
StatesVA
Membership requirementsYes
RequirementOther. Please Describe:
Phone757-410-2000
Balance transfer

This card does not offer a balance transfer rate.

Cost to carry a balance
Interest for a year at 10.49%$314.70
Annual / periodic fees$0
Total yearly cost$314.70

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 25-day grace period avoids the interest entirely.

Cardholder agreements

2 documents filed by N A E Federal Credit Union in the 2026 Q1 archive.

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