Purchase APR
12.49–18%
Annual fee
None
Foreign fee
2%
0% purchases · 6 mo0% transfers · 6 mo
No score≤619Cashback
Carrying $3k for a year ≈ $434.70
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68
Rewards Credit Card
Oklahoma'S Credit Union
NationalVariable · PrimeCredit score 619 or lessCredit score 620–719Credit score 720+
Purchase APR
13.49–17.99%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
1%
Grace period
25 days
Purchase APR by credit tier
Median rate the issuer reported for each tier
No score
—
≤619
17.99%
620–719
16.49%
720+
13.49%
Lowest offered13.49%
Median14.49%
Highest offered17.99%
Cash advance APR
No score
—
≤619
17.99%
620–719
16.24%
720+
15.24%
Lowest offered13.24%
Median—
Highest offered17.99%
Every fee on this card
Annual feeNone
Balance transfer feeNone
Cash advance feeNone
Foreign transaction fee1%
Purchase transaction feeNone
Late fee$25
Repeat late fee (6 mo)$25
Over-limit feeNone
Minimum finance charge$1
Balance computationAverage daily balance including new purchases
Late fee policy: $25.00 or your minimum payment required, whichever is less.
Rewards, benefits and features
Rewards
- Cashback rewards
- Travel-related rewards
- Other rewards
Services
- Access to Free Credit Scores
- Discounts on purchases of goods and services (non travel related)
- Other
Features
- Contactless Payments
- Chip card
- Mobile wallet provisioning (for example, Apple Pay)
Issuer note: Merchandise
Who can get this card
AvailabilityNational
Membership requirementsYes
RequirementOther. Please Describe:
Phone877-677-6328
Balance transfer
This card does not offer a balance transfer rate.
Cost to carry a balance
Interest for a year at 14.49%$434.70
Annual / periodic fees$0
Total yearly cost$434.70
Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 25-day grace period avoids the interest entirely.
Similar cards
Purchase APR
11.50–17.99%
Annual fee
None
Foreign fee
1%
No score≤619Cashback
Carrying $3k for a year ≈ $435
Purchase APR
11–17.50%
Annual fee
None
Foreign fee
1%
0% transfers · 18 mo
720+Cashback
Carrying $3k for a year ≈ $435
Purchase APR
10.49–18%
Annual fee
None
Foreign fee
None
Top-25 issuerNo score≤619
Carrying $3k for a year ≈ $435