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60

Platinum MasterCard

Pathways Financial Credit Union, Inc.

RegionalVariable · PrimeCredit score 620–719Credit score 720+
Issuer site ↗
Purchase APR
11.49–18.99%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
1%
Grace period
25 days

Purchase APR by credit tier

Median rate the issuer reported for each tier

No score
15.80%
≤619
15.50%
620–719
13.90%
720+
12.20%
Lowest offered11.49%
Median13.20%
Highest offered18.99%

Cash advance APR

No score
15.80%
≤619
15.50%
620–719
13.90%
720+
12.20%
Lowest offered11.49%
Median—
Highest offered18.99%

Every fee on this card

Annual feeNone
Balance transfer feeNone
Cash advance fee2% (min $5)
Foreign transaction fee1%
Purchase transaction feeNone
Late fee$27
Over-limit feeNone
Minimum finance chargeNone
Balance computationAverage daily balance including new purchases
Additional fees
Returned Check Charge$32

Rewards, benefits and features

Rewards

None reported

Services
  • Access to Free Credit Scores
  • Credit card registration
  • Other
Features
  • Contactless Payments
  • Chip card
  • Mobile wallet provisioning (for example, Apple Pay)
  • Other

Who can get this card

AvailabilityRegional
StatesKY, OH
Membership requirementsYes
RequirementGeographic Restrictions Beyond Place of Residence
RequirementProfessional Affiliation

Geographic: Must live, work, worship or attend school in an identified covered area.

Affiliation: Must meet one of the professional memberships associated with Pathways Financial Credit Union.

Phone614-416-7588
Balance transfer

This card does not offer a balance transfer rate.

Cost to carry a balance
Interest for a year at 13.20%$396
Annual / periodic fees$0
Total yearly cost$396

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 25-day grace period avoids the interest entirely.

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