Purchase APR
10.99–16.99%
Annual fee
None
Foreign fee
1%
No score≤619
Carrying $3k for a year ≈ $419.70
← Back to explorer
62
Signature Mastercard
NationalFixed rateCredit score 620–719Credit score 720+
Purchase APR
11.99–24.99%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
None
Grace period
30 days
Purchase APR by credit tier
Median rate the issuer reported for each tier
No score
—
≤619
24.99%
620–719
15.99%
720+
11.99%
Lowest offered11.99%
Median13.99%
Highest offered24.99%
Cash advance APR
No score
—
≤619
24.99%
620–719
13.99%
720+
11.99%
Lowest offered11.99%
Median—
Highest offered24.99%
Every fee on this card
Annual feeNone
Balance transfer feeNone
Cash advance fee3% (min $3)
Foreign transaction feeNone
Purchase transaction feeNone
Late feeNone
Over-limit feeNone
Minimum finance chargeNone
Balance computationPrevious balance
Rewards, benefits and features
Rewards
None reported
Services
- Automobile rental insurance
- Other
Features
- Contactless Payments
- Chip card
- Fee-free foreign transactions
- Mobile wallet provisioning (for example, Apple Pay)
Who can get this card
AvailabilityNational
Membership requirementsYes
RequirementOther. Please Describe:
Phone818-772-4000
Balance transfer
This card does not offer a balance transfer rate.
Cost to carry a balance
Interest for a year at 13.99%$419.70
Annual / periodic fees$0
Total yearly cost$419.70
Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 30-day grace period avoids the interest entirely.
Cardholder agreements
5 documents filed by Premier America Credit Union in the 2026 Q1 archive.
Similar cards
Purchase APR
11.99–16.99%
Annual fee
None
Foreign fee
1%
620–719
Carrying $3k for a year ≈ $419.70
Purchase APR
6.99–21.99%
Annual fee
None
Foreign fee
1%
0% purchases · 6 mo
720+Cashback
Carrying $3k for a year ≈ $419.70
Purchase APR
12–19%
Annual fee
None
Foreign fee
1%
0% transfers · 12 mo
620–719720+Cashback
Carrying $3k for a year ≈ $420