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41

Business Credit

Sunmark Credit Union

One State/TerritoryVariable · PrimeCredit score 620–719Credit score 720+
Issuer site ↗
Purchase APR
16.49–20.49%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
2%
Grace period
None

Purchase APR by credit tier

Median rate the issuer reported for each tier

No score
—
≤619
—
620–719
19.49%
720+
16.49%
Lowest offered16.49%
Median18.49%
Highest offered20.49%

Cash advance APR

The cash advance rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered16.49%
Median18.49%
Highest offered20.49%

Every fee on this card

Annual feeNone
Balance transfer fee3%
Cash advance fee5%
Foreign transaction fee2%
Purchase transaction feeNone
Late fee$30
Repeat late fee (6 mo)$30
Over-limit feeNone
Minimum finance chargeNone
Balance computationAverage daily balance including new purchases
Additional fees
Returned Payment Fee$30

Rewards, benefits and features

Rewards

None reported

Services

None reported

Features
  • Contactless Payments
  • Chip card
  • Mobile wallet provisioning (for example, Apple Pay)

Who can get this card

AvailabilityOne State/Territory
StatesNY
Membership requirementsOpen to the public
Balance transfer

This card does not offer a balance transfer rate.

Cost to carry a balance
Interest for a year at 18.49%$554.70
Annual / periodic fees$0
Total yearly cost$554.70

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the stated-day grace period avoids the interest entirely.

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