Paste it anywhere on your site. The badge links back to this page — a real, crawlable link, not an image.
Contract X-Ray — what's buried in the fine print
1 red flag · 1 filed doc
Detected in the CFPB-filed cardholder agreements from America First Federal Credit Union. Verbatim quotes below — CardSleuth flags the language; this isn't legal advice.
Change-anytime clause
The issuer reserves the right to change your rates, fees and terms at any time.
Show the exact wording ↓Hide wording ↑
“…Please call us at 1-800-845-0525 to receive oral disclosures of the Military Lending Act disclosure and a description of the payment obligation. 18. AMENDMENTS We reserve the right to amend the terms of this Agreement at any time as permitted by and subject to any limitations and notice requirements of applicable law. 19. NOTICE AND AGREEMENT You understand and agree to the te…”