Purchase APR
19.49–29.24%
Annual fee
$250
Foreign fee
None
Top-25 issuer720+Travel-related
Carrying $3k for a year ≈ $1,104.70 incl. $250 fee
← All issuers
American Express National Bank
25 cardholder agreements · 14.0 MB · 20 surveyed cards
Priced card products
Purchase APR
19.49–29.24%
Annual fee
None
Foreign fee
2.7%
0% purchases · 6 mo
Top-25 issuer720+Cashback
Carrying $3k for a year ≈ $742.20
Purchase APR
19.49–29.24%
Annual fee
$650
Foreign fee
None
Top-25 issuer720+Travel-related
Carrying $3k for a year ≈ $1,504.70 incl. $650 fee
Purchase APR
19.49–29.24%
Annual fee
$550
Foreign fee
None
Top-25 issuer720+Travel-related
Carrying $3k for a year ≈ $1,367.20 incl. $550 fee
Purchase APR
19.49–29.24%
Annual fee
$150
Foreign fee
None
Top-25 issuer720+Travel-related
Carrying $3k for a year ≈ $959.70 incl. $150 fee
Purchase APR
19.49–29.24%
Annual fee
None
Foreign fee
None
Top-25 issuer720+Travel-related
Carrying $3k for a year ≈ $854.70
Purchase APR
19.49–29.24%
Annual fee
$650
Foreign fee
None
Top-25 issuer720+Travel-related
Carrying $3k for a year ≈ $1,459.70 incl. $650 fee
Purchase APR
19.49–29.24%
Annual fee
$350
Foreign fee
None
Top-25 issuer720+Travel-related
Carrying $3k for a year ≈ $1,159.70 incl. $350 fee
Purchase APR
19.49–29.24%
Annual fee
$150
Foreign fee
None
Top-25 issuer720+Travel-related
Carrying $3k for a year ≈ $967.20 incl. $150 fee
Purchase APR
19.49–29.24%
Annual fee
None
Foreign fee
None
Top-25 issuer720+Travel-related
Carrying $3k for a year ≈ $862.20
Purchase APR
18.24–29.24%
Annual fee
$95
Foreign fee
2.7%
0% purchases · 12 mo0% transfers · 12 mo
Top-25 issuer720+Cashback
Carrying $3k for a year ≈ $912.20 incl. $95 fee
Purchase APR
18.24–29.24%
Annual fee
None
Foreign fee
2.7%
0% purchases · 15 mo0% transfers · 15 mo
Top-25 issuer720+Cashback
Carrying $3k for a year ≈ $854.70
Purchase APR
19.49–20.24%
Annual fee
$5,000
Foreign fee
None
Top-25 issuer720+Other
Carrying $3k for a year ≈ $5,599.70 incl. $5,000 fee
Purchase APR
19.49–29.24%
Annual fee
$895
Foreign fee
None
Top-25 issuer720+Other
Carrying $3k for a year ≈ $1,644.70 incl. $895 fee
Purchase APR
19.49–29.24%
Annual fee
$895
Foreign fee
None
Top-25 issuer720+Other
Carrying $3k for a year ≈ $1,644.70 incl. $895 fee
Purchase APR
19.49–29.24%
Annual fee
$895
Foreign fee
None
Top-25 issuer720+Other
Carrying $3k for a year ≈ $1,637.20 incl. $895 fee
Purchase APR
19.49–29.24%
Annual fee
$895
Foreign fee
None
Top-25 issuer720+Other
Carrying $3k for a year ≈ $1,704.70 incl. $895 fee
Purchase APR
19.49–29.24%
Annual fee
$325
Foreign fee
None
Top-25 issuer720+Other
Carrying $3k for a year ≈ $1,187.20 incl. $325 fee
Purchase APR
19.49–29.24%
Annual fee
$150
Foreign fee
None
Top-25 issuer720+Other
Carrying $3k for a year ≈ $1,004.70 incl. $150 fee
Purchase APR
19.49–29.24%
Annual fee
$95
Foreign fee
2.7%
0% purchases · 12 mo0% transfers · 12 mo
Top-25 issuer720+Cashback
Carrying $3k for a year ≈ $897.20 incl. $95 fee
Cardholder agreements
Filed with the CFPB in the 2026 Q1 bulk submission. Opens the original PDF.
American Express Cash Magnet Card Cardmember Agreement483 KBAmerican Express Gold Card Cardmember Agreement800 KBAmerican Express Green Card Cardmember Agreement790 KBAmex EveryDay Card Cardmember Agreement500 KBAmex EveryDay Preferred Card Cardmember Agreement496 KBBlue Cash Everyday Card Cardmember Agreement774 KBBlue Cash Preferred Card Cardmember Agreement513 KBCenturion Card from American Express Card Cardmember Agreement552 KBCharles Schwab Platinum Card Cardmember Agreement585 KBDelta SkyMiles Blue American Express Card Cardmember Agreement388 KBDelta Skymiles Gold American Express Card Cardmember Agreement367 KBDelta SkyMiles Platinum American Express Card Cardmember Agreement834 KBDelta SkyMiles Reserve American Express Card Cardmember Agreement364 KBGoldman Sachs Platinum Card Cardmember Agreement541 KBHilton Honors American Express Aspire Card Cardmember Agreement538 KBHilton Honors American Express Card Cardmember Agreement366 KBHilton Honors American Express Surpass Card Cardmember Agreement368 KBMarriott Bonvoy American Express Card Cardmember Agreement688 KBMarriott Bonvoy Bevy American Express Card Cardmember Agreement536 KBMarriott Bonvoy Brilliant American Express Card Cardmember Agreement368 KBMorgan Stanley Blue Cash Preferred American Express Card Cardmember Agreement410 KBMorgan Stanley Platinum Card Cardmember Agreement579 KBOptima Card from American Express Cardmember Agreement320 KBPlatinum Card from American Express Cardmember Agreement910 KBThe Charles Schwab Investor Card Cardmember Agreement1.3 MB