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Contract X-Ray — what's buried in the fine print
1 red flag · 2 filed docs
Detected in the CFPB-filed cardholder agreements from Apl Federal Credit Union. Verbatim quotes below — CardSleuth flags the language; this isn't legal advice.
Penalty APR
Slip up and your rate can jump to a much higher penalty APR.
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“…ry monthly and is based on the highest Prime rate as published in the Wall Street Journal on the last day of each month, effective the following day. Penalty APR and When It Is Applicable None Minimum Interest Charge None How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the clo…”