Purchase APR
24.49–25.24%
Annual fee
None
Foreign fee
3%
SecuredTop-25 issuer≤619620–719
Carrying $3k for a year ≈ $749.70
← All issuers
Bank Of America, National Association
32 cardholder agreements · 3.4 MB · 23 surveyed cards
Priced card products
Purchase APR
14.24–24.24%
Annual fee
None
Foreign fee
3%
0% purchases · 18 mo0% transfers · 18 mo
Top-25 issuer620–719720+
Carrying $3k for a year ≈ $629.70
Purchase APR
16.74–22.74%
Annual fee
None
Foreign fee
3%
0% purchases · 18 mo0% transfers · 18 mo
Top-25 issuer620–719720+
Carrying $3k for a year ≈ $532.20
Purchase APR
13.49–23.49%
Annual fee
None
Foreign fee
3%
0% purchases · 18 mo0% transfers · 18 mo
Top-25 issuer620–719720+
Carrying $3k for a year ≈ $667.20
Purchase APR
17.49–28.24%
Annual fee
None
Foreign fee
None
Top-25 issuer620–719720+Travel-related
Carrying $3k for a year ≈ $622.20
Purchase APR
17.49–28.24%
Annual fee
None
Foreign fee
None
Top-25 issuer620–719720+Travel-related
Carrying $3k for a year ≈ $652.20
Purchase APR
17.49–28.24%
Annual fee
None
Foreign fee
None
Top-25 issuer620–719720+Travel-related
Carrying $3k for a year ≈ $659.70
Purchase APR
19.49–28.24%
Annual fee
$59
Foreign fee
None
Top-25 issuer620–719720+Travel-related
Carrying $3k for a year ≈ $771.20 incl. $59 fee
Purchase APR
19.49–28.24%
Annual fee
None
Foreign fee
None
Top-25 issuer620–719720+Travel-related
Carrying $3k for a year ≈ $757.20
Purchase APR
27.49–28.24%
Annual fee
None
Foreign fee
3%
SecuredTop-25 issuer≤619620–719Cashback
Carrying $3k for a year ≈ $839.70
Purchase APR
19.49–28.24%
Annual fee
$79
Foreign fee
None
Top-25 issuer620–719720+Travel-related
Carrying $3k for a year ≈ $806.20 incl. $79 fee
Purchase APR
27.49–28.24%
Annual fee
None
Foreign fee
None
SecuredTop-25 issuer≤619620–719Travel-related
Carrying $3k for a year ≈ $839.70
Purchase APR
27.49–28.24%
Annual fee
None
Foreign fee
3%
SecuredTop-25 issuer≤619620–719Cashback
Carrying $3k for a year ≈ $839.70
Purchase APR
17.49–28.24%
Annual fee
None
Foreign fee
None
0% purchases · 7 mo
Top-25 issuer620–719720+Travel-related
Carrying $3k for a year ≈ $652.20
Purchase APR
19.49–28.24%
Annual fee
$89
Foreign fee
None
Top-25 issuer620–719720+Travel-related
Carrying $3k for a year ≈ $756.20 incl. $89 fee
Purchase APR
17.49–28.24%
Annual fee
None
Foreign fee
3%
0% purchases · 15 mo0% transfers · 15 mo
Top-25 issuer620–719720+Cashback
Carrying $3k for a year ≈ $719.70
Purchase APR
19.49–28.24%
Annual fee
$550
Foreign fee
None
Top-25 issuer620–719720+Cashback
Carrying $3k for a year ≈ $1,157.20 incl. $550 fee
Purchase APR
19.49–28.24%
Annual fee
$95
Foreign fee
None
Top-25 issuer620–719720+Cashback
Carrying $3k for a year ≈ $762.20 incl. $95 fee
Purchase APR
17.49–28.24%
Annual fee
None
Foreign fee
None
0% purchases · 15 mo0% transfers · 15 mo
Top-25 issuer620–719720+Travel-related
Carrying $3k for a year ≈ $667.20
Purchase APR
17.49–28.24%
Annual fee
None
Foreign fee
3%
0% purchases · 15 mo0% transfers · 15 mo
Top-25 issuer620–719720+Cashback
Carrying $3k for a year ≈ $734.70
Purchase APR
14.49–26.74%
Annual fee
None
Foreign fee
3%
0% purchases · 18 mo0% transfers · 18 mo
Top-25 issuer620–719720+
Carrying $3k for a year ≈ $667.20
Purchase APR
19.49–28.24%
Annual fee
$95
Foreign fee
None
Top-25 issuer620–719720+Travel-related
Carrying $3k for a year ≈ $777.20 incl. $95 fee
Purchase APR
19.49–28.24%
Annual fee
$395
Foreign fee
None
Top-25 issuer620–719720+Travel-related
Carrying $3k for a year ≈ $1,047.20 incl. $395 fee
Cardholder agreements
Filed with the CFPB in the 2026 Q1 bulk submission. Opens the original PDF.
Air France KLM Visa Signature English111 KBAllways Rewards Visa English102 KBAtmos Rewards Ascent Visa Signature English103 KBAtmos Rewards Summit Visa Infinite English102 KBBank of America Customized Cash Rewards English104 KBBank of America Customized Cash Rewards Secured English112 KBBank of America Customized Cash Rewards Secured Spanish130 KBBank of America Premium Rewards Elite English102 KBBank of America Premium Rewards Elite Spanish120 KBBank of America Premium Rewards English102 KBBank of America Premium Rewards Spanish120 KBBank of America Travel Rewards English102 KBBank of America Travel Rewards Secured English110 KBBank of America Travel Rewards Secured Spanish129 KBBank of America Travel Rewards Spanish119 KBBank of America Unlimited Cash Rewards English104 KBBank of America Unlimited Cash Rewards Secured English113 KBBank of America Unlimited Cash Rewards Secured Spanish130 KBBank of America Unlimited Cash Rewards Spanish121 KBBankAmericard English101 KBBankAmericard Secured English110 KBBankAmericard Secured Spanish127 KBBankAmericard Spanish116 KBCalifornia Teachers Association RateSmart Mastercard English101 KBCelebrity Cruises Visa Signature English102 KBFree Spirit Travel Mastercard English102 KBFree Spirit Travel More World Elite Mastercard English102 KBMassachusetts Teachers Association RateSmart Mastercard English100 KBNational Education Association RateSmart Mastercard English100 KBNorwegian Cruise Line World Mastercard English102 KBRoyal Caribbean Visa Signature English102 KBSandals Visa Signature English102 KB