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Contract X-Ray — what's buried in the fine print
1 red flag · 27 filed docs
Detected in the CFPB-filed cardholder agreements from Broadview Federal Credit Union. Verbatim quotes below — CardSleuth flags the language; this isn't legal advice.
Penalty APR
Slip up and your rate can jump to a much higher penalty APR.
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“…is APR will vary with the market based on the Prime Rate*. APR for Cash Advances 13.99 % This APR will vary with the market based on the Prime Rate*. Penalty APR and When it None Applies Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on…”
“…is APR will vary with the market based on the Prime Rate*. APR for Cash Advances 15.99 % This APR will vary with the market based on the Prime Rate*. Penalty APR and When it None Applies Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on…”
“…is APR will vary with the market based on the Prime Rate*. APR for Cash Advances 17.99 % This APR will vary with the market based on the Prime Rate*. Penalty APR and When it None Applies Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on…”