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Broadview Federal Credit Union

27 cardholder agreements · 3.8 MB

A
Fair Terms · grade A (94/100)
1 contract red flag across 27 filed docs · see how every issuer ranks →
Why this grade
  • Starting score100
  • Penalty APR-6
  • Fair Terms score94 · grade A

See the exact wording behind each below.

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Contract X-Ray — what's buried in the fine print

1 red flag · 27 filed docs

Detected in the CFPB-filed cardholder agreements from Broadview Federal Credit Union. Verbatim quotes below — CardSleuth flags the language; this isn't legal advice.

Penalty APR

Slip up and your rate can jump to a much higher penalty APR.

Show the exact wording ↓
“…is APR will vary with the market based on the Prime Rate*. APR for Cash Advances 13.99 % This APR will vary with the market based on the Prime Rate*. Penalty APR and When it None Applies Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on…”
AOD Broadview Credit A ↗
“…is APR will vary with the market based on the Prime Rate*. APR for Cash Advances 15.99 % This APR will vary with the market based on the Prime Rate*. Penalty APR and When it None Applies Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on…”
AOD Broadview Credit B ↗
“…is APR will vary with the market based on the Prime Rate*. APR for Cash Advances 17.99 % This APR will vary with the market based on the Prime Rate*. Penalty APR and When it None Applies Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on…”
AOD Broadview Credit C ↗

Checked & clear: Forced arbitration · Class-action waiver · Jury-trial waiver · Deferred interest · Change-anytime clause

Cardholder agreements

Filed with the CFPB in the 2026 Q1 bulk submission. Opens the original PDF.