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Cedar Hill National Bank
55 cardholder agreements · 5.4 MB
A
Fair Terms · grade A (92/100)
1 contract red flag across 35 filed docs · see how every issuer ranks →
Why this grade
- Starting score100
- Change-anytime clause-8
- Fair Terms score92 · grade A
See the exact wording behind each below.
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Contract X-Ray — what's buried in the fine print
1 red flag · 35 filed docsDetected in the CFPB-filed cardholder agreements from Cedar Hill National Bank. Verbatim quotes below — CardSleuth flags the language; this isn't legal advice.
Change-anytime clause
The issuer reserves the right to change your rates, fees and terms at any time.
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“…equired by applicable law. Your express written agreement to such change or the use of your Account or the Card on or after the effective date of the change means that you accept and agree to the change. We have the right to change your terms, rates, and fees at any time, for any reason, in accordance with the credit card agreement and applicable law. 19. CREDIT AUTHORIZATION. Some purchases will require our prior authorization and y…”
Checked & clear: Forced arbitration · Class-action waiver · Jury-trial waiver · Deferred interest · Penalty APR
Cardholder agreements
Filed with the CFPB in the 2026 Q1 bulk submission. Opens the original PDF.
012125 Pricing Addendum145 KB012524 Pricing Addendum25 KB013023 Pricing Addendum25 KB041323 Pricing Addendum25 KB042524 Pricing Addendum145 KB042524 Pricing Addendum145 KB050724 Pricing Addendum145 KB072023 Pricing Addendum26 KB102324 Pricing Addendum145 KB102723 Pricing Addendum25 KBCato Credit Card Agreement308 KBCedar Hill National Bank Credit Card Agreement 1119163 KBCedar Hill National Bank Credit Card Agreement 1119163 KBCedar Hill National Bank Credit Card Agreement 1119163 KBCedar Hill National Bank Pricing Addeddum 072225 KBCedar Hill National Bank Pricing Addendum 04-2223 KBCedar Hill National Bank Pricing Addendum26 KBCFPB Pricing Addendum 012026146 KBCFPB Pricing Addendum 042226146 KBCFPB Pricing Addendum 042226146 KBCFPB Pricing Addendum 07182535 KBCFPB Pricing Addendum 080724145 KBCFPB Pricing Addendum 101425147 KBCFPB Pricing Addendum 11012222 KBCredit Card Agreement 042445 KBCredit Card Agreement 042445 KBCredit Card Agreement 042445 KBCredit Card Agreement 042445 KBCredit Card Agreement 042445 KBCredit Card Agreement 042445 KBCredit Card Agreement 042445 KBCredit Card Agreement 042445 KBCredit Card Agreement 042445 KBCredit Card Agreement 042445 KBCredit Card Agreement 042445 KBCredit Card Agreement 1119163 KBCredit Card Agreement 1119163 KBCredit Card Agreement 1119163 KBCredit Card Agreement 1119163 KBCredit Card Agreement 1119163 KBCredit Card Agreement 1119163 KBCredit Card Agreement 1119163 KBCredit Card Agreement 1119163 KBCredit Card Agreement 1119163 KBit's CFPB Pricing Addendum 012026146 KBit's CFPB Pricing Addendum 012125145 KBit's CFPB Pricing Addendum 042226146 KBit's CFPB Pricing Addendum 043025145 KBit's CFPB Pricing Addendum 071825129 KBit's CFPB Pricing Addendum 101425147 KBIt's Fashion Credit Card Agm 042445 KBIt's Fashion Credit Card Agm 042445 KBIt's Fashion Credit Card Agm 042445 KBIt's Fashion Credit Card Agm 042445 KBIt's Fashion Credit Card Agm 042445 KB