Purchase APR
27.74–28.24%
Annual fee
None
Foreign fee
3% (min $1.50)
Top-25 issuerNo score620–719
Carrying $3k for a year ≈ $847.20
← All issuers
Citizens Bank, National Association
5 cardholder agreements · 2.2 MB · 5 surveyed cards
Priced card products
Purchase APR
15.74–26.24%
Annual fee
None
Foreign fee
3% (min $1.50)
0% transfers · 18 mo
Top-25 issuer620–719720+
Carrying $3k for a year ≈ $554.70
Purchase APR
17.74–27.99%
Annual fee
None
Foreign fee
3% (min $1.50)
0% transfers · 12 mo
Top-25 issuer620–719720+Cashback
Carrying $3k for a year ≈ $614.70
Purchase APR
19.74–29.24%
Annual fee
$295
Foreign fee
None
Top-25 issuer620–719720+Cashback
Carrying $3k for a year ≈ $999.70 incl. $295 fee
Purchase APR
19.74–29.24%
Annual fee
$295
Foreign fee
None
Top-25 issuerNo score620–719Cashback
Carrying $3k for a year ≈ $999.70 incl. $295 fee
Cardholder agreements
Filed with the CFPB in the 2026 Q1 bulk submission. Opens the original PDF.