Comenity Bank

“…f t h i s A g r e e m e n t i s i n v a l i d , t h e r e s t s h a l l r e m a i n i n e f f e c t , e x c e p t a s o t h e r w i s e noted in the Arbitration Provision. N o Wa i v e r We will not lose our rights under this Agreement because we delay or do not enforce them. Assignment W e m a y a s s i g n a n y o r…”

“…f o r t h i s Account or other evidence of indebtedness on your Account is your signature on this Agreement. Arbitration: This Agreement includes an Arbitration Provision with class action and jury trial waivers. Yo u c a n r e j e c t t h e A r b i t r a t i o n P r o v i s i o n . I f y o u d o n o t , i t w i l l b…”

“…o n f o r this Account or other evidence of indebtedness on your Account is your signature on this Agreement. Arbitration: This Agreement includes an Arbitration Provision with class action and jury trial waivers. Yo u c a n r e j e c t t h e A r b i t r a t i o n P r o v i s i o n . I f y o u d o n o t , i t w i l l b…”

“…ohibition Against If you or we elect to arbitrate a Claim: Certain Proceedings a. neither you nor we may participate in a class action in court or in class-wide arbitration, either as a ( C l a s s A c t i o n Wa i v e r ) plaintiff, defendant or class member; b. neither you nor we may act as a private attorney general i…”

“…ation. 7. Prohibition If you or we elect to arbitrate a Claim: Against Certain a. neither you nor we may participate in a class action in court or in class-wide Proceedings arbitration, either as a plaintiff, defendant or class member; (Class Action b. neither you nor we may act as a private attorney general in court or in Wa i v e…”

“…not be joined or consolidated with Claims brought by or against any other person; and d. the arbitrator shall have no power or authority to conduct a class-wide arbitration, private attorney general arbitration or other representative arbitration. 8. Location and Any arbitration hearing that you attend must take place at…”

“…n d w e w a i v e a n y r i g h t t o t r i a l b y j u r y i n t h e e v e n t o f a l a w s u i t arising out of or related to this Agreement. This jury trial waiver shall not affect the Arbitration Provision b e l o w ( i n c l u d i n g t h e j u r y t r i a l w a i v e r c o n t a i n e d t h e r e i n ) . Yo…”

“…indebtedness on your Account is your signature on this Agreement. Arbitration: This Agreement includes an Arbitration Provision with class action and jury trial waivers. Yo u c a n r e j e c t t h e A r b i t r a t i o n P r o v i s i o n . I f y o u d o n o t , i t w i l l b e p a r t o f t h i s A g r e e m e n…”

“…n d w e w a i v e a n y r i g h t t o t r i a l b y j u r y i n t h e e v e n t o f a l a w s u i t arising out of or related to this Agreement. This jury trial waiver shall not affect the Arbitration Provision https://d.comenity.net/ac/caesarsrewardsvisa/public/credit-card-agreement 9/16 11/3/25, 3:16 PM Caesars…”

“…er Credit Plans at end of billing period (excluding new interest charges for those plans) (minimum $5); plus (2) New interest charges for those plans Deferred Interest, Payment Required or 3.5% of sum of plan balances at end of billing period rounded up to nearest $1 Wa i v e d I n t e r e s t , P a y m e n t R e q…”

“…i t P l a n a s d e s c r i b e d b e l o w. A s o f t h e P r i n t D a t e , y o u r P u r c h a s e A P R i s 35.99%. Current offers may include: Deferred Interest, Low Payment: No interest if paid in full within 6, 12, 18, 24, 36, or 48 months. Interest will be charged to the Account from the purchase date at t…”

“…s at end of billing period rounded down Interest, Payment Required and to nearest $5 (minimum $5) Wa i v e d I n t e r e s t , P a y m e n t Required Deferred Interest, Equal Purchase amount divided by number of months in promotional period P a y m e n t o r Wa i v e d I n t e r e s t , rounded up to nearest $1 Equa…”

“…a r d Annual Percentage Rate 35.99% 35.99% (APR) for Purchases A P R f o r B a l a n c e Tr a n s f e r s 35.99% N/A APR for Cash Advances 35.99% N/A Penalty APR and When it Up to 39.99% Up to 39.99% Applies This APR will vary with the market based on This APR will vary with the market the Prime Rate. based on…”

“…Florida, Bealls Outlet, and Burkes Outlet. Read it and keep it. Interest Rates and Interest Charges Annual Percentage Rate (APR) for 35.99% Purchases Penalty APR and When it Applies Up to 39.99% This APR will vary with the market based on the Prime Rate. This APR may be applied to your account if you make a la…”

“…ement) for the Buckle Credit Card Account. Read it and keep it. Interest Rates and Interest Charges Annual Percentage Rate (APR) for 35.99% Purchases Penalty APR and When it Applies Up to 39.99% This APR will vary with the market based on the Prime Rate. This APR may be applied to your account if you make a la…”

“…t $1 o r Wa i v e d I n t e r e s t , L o w P a y m e n t How to Contact Us: Arbitration Claims Comenity Bank, PO Box 182436, Columbus, OH 43218-2436 Arbitration Rejection Comenity Bank, PO Box 182422, Columbus, OH 43218-2422 Bankruptcy Notifications Comenity Bank, Bankruptcy Department, PO Box 182125, Columbus, OH 4…”

“…O r Wa i v e d I n t e r e s t , L o w nearest $5 Payment How to Contact Us: Arbitration Claims Comenity Bank, PO Box 182436, Columbus, OH 43218-2436 Arbitration Rejection Comenity Bank, PO Box 182422, Columbus, OH 43218-2422 Bankruptcy Notifications Comenity Bank, Bankruptcy Department, PO Box 182125, Columbus, OH 4…”

“…o r Wa i v e d I n t e r e s t , L o w nearest $1 Payment How to Contact Us: Arbitration Claims Comenity Bank, PO Box 182436, Columbus, OH 43218-2436 Arbitration Rejection Comenity Bank, PO Box 182422, Columbus, OH 43218-2422 Bankruptcy Notifications Comenity Bank, Bankruptcy Department, PO Box 182125, Columbus, OH 4…”