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Communityamerica Federal Credit Union

2 cardholder agreements · 559 KB · 1 surveyed card

A
Fair Terms · grade A (92/100)
1 contract red flag across 2 filed docs · see how every issuer ranks →
Why this grade
  • Starting score100
  • Jury-trial waiver-8
  • Fair Terms score92 · grade A

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Contract X-Ray — what's buried in the fine print

1 red flag · 2 filed docs

Detected in the CFPB-filed cardholder agreements from Communityamerica Federal Credit Union. Verbatim quotes below — CardSleuth flags the language; this isn't legal advice.

Jury-trial waiver

You waive your right to have a dispute heard by a jury.

Show the exact wording ↓
“…sible for the remainder of your balance. BY THE AGREEMENT TO ARBITRATE, CLASS ACTION Your Card(s) are the property of CommunityAmerica Federal Credit WAIVER, AND WAIVER OF JURY TRIAL PROVISIONS SET Union. We can apply any unpaid amount against your credit limit. CommunityAmerica Federal Credit Union may share your Account FO…”
Credit Card Agreement ↗

Checked & clear: Forced arbitration · Class-action waiver · Deferred interest · Change-anytime clause · Penalty APR

Priced card products

Cardholder agreements

Filed with the CFPB in the 2026 Q1 bulk submission. Opens the original PDF.