Purchase APR
11.99–18%
Annual fee
None
Foreign fee
1%
No score≤619
Carrying $3k for a year ≈ $539.70
2 cardholder agreements · 559 KB · 1 surveyed card
See the exact wording behind each below.
<script src="https://cards.techtonic.llc/widget.js" data-issuer="communityamerica-federal-credit-union"></script>Paste it anywhere on your site. The badge links back to this page — a real, crawlable link, not an image.
Detected in the CFPB-filed cardholder agreements from Communityamerica Federal Credit Union. Verbatim quotes below — CardSleuth flags the language; this isn't legal advice.
You waive your right to have a dispute heard by a jury.
“…sible for the remainder of your balance. BY THE AGREEMENT TO ARBITRATE, CLASS ACTION Your Card(s) are the property of CommunityAmerica Federal Credit WAIVER, AND WAIVER OF JURY TRIAL PROVISIONS SET Union. We can apply any unpaid amount against your credit limit. CommunityAmerica Federal Credit Union may share your Account FO…”
Checked & clear: Forced arbitration · Class-action waiver · Deferred interest · Change-anytime clause · Penalty APR
Carrying $3k for a year ≈ $539.70
Filed with the CFPB in the 2026 Q1 bulk submission. Opens the original PDF.