Purchase APR
14.25–21.25%
Annual fee
None
Foreign fee
None
620–719720+Cashback
Carrying $3k for a year ≈ $517.50
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Educators Credit Union
5 cardholder agreements · 1.2 MB · 2 surveyed cards
Priced card products
Purchase APR
10.90–20.90%
Annual fee
None
Foreign fee
None
No score≤619Cashback
Carrying $3k for a year ≈ $447
Cardholder agreements
Filed with the CFPB in the 2026 Q1 bulk submission. Opens the original PDF.