Purchase APR
9.90–17.90%
Annual fee
None
Foreign fee
1%
No score
Carrying $3k for a year ≈ $417
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Electel Cooperative Federal Credit Union
3 cardholder agreements · 3.7 MB · 1 surveyed card
A
Fair Terms · grade A (100/100)
0 contract red flags across 1 filed doc · see how every issuer ranks →
No red-flag clauses detected in this issuer's filed agreements — a clean 100.
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Priced card products
Cardholder agreements
Filed with the CFPB in the 2026 Q1 bulk submission. Opens the original PDF.