Purchase APR
11.90–17.90%
Annual fee
None
Foreign fee
1%
0% transfers · 6 mo
No score≤619
Carrying $3k for a year ≈ $447
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Gecu Federal Credit Union
2 cardholder agreements · 565 KB · 2 surveyed cards
Priced card products
Purchase APR
14.74–17.90%
Annual fee
None
Foreign fee
1%
620–719720+Cashback
Carrying $3k for a year ≈ $449.70
Cardholder agreements
Filed with the CFPB in the 2026 Q1 bulk submission. Opens the original PDF.