Purchase APR
11.50–17.99%
Annual fee
None
Foreign fee
1%
No score≤619Cashback
Carrying $3k for a year ≈ $435
← All issuers
High Point Federal Credit Union
4 cardholder agreements · 748 KB · 1 surveyed card
A
Fair Terms · grade A (100/100)
0 contract red flags across 4 filed docs · see how every issuer ranks →
No red-flag clauses detected in this issuer's filed agreements — a clean 100.
Proud of this grade? Embed the badge ↓
Preview:AFair Termsverified by CardSleuth
<script src="https://cards.techtonic.llc/widget.js" data-issuer="high-point-federal-credit-union"></script>Paste it anywhere on your site. The badge links back to this page — a real, crawlable link, not an image.
Priced card products
Cardholder agreements
Filed with the CFPB in the 2026 Q1 bulk submission. Opens the original PDF.