Purchase APR
14.49–17.99%
Annual fee
None
Foreign fee
None
620–719720+Cashback
Carrying $3k for a year ≈ $532.20
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Jovia Financial Federal Credit Union
2 cardholder agreements · 2.0 MB · 2 surveyed cards
Priced card products
Purchase APR
11.49–17.99%
Annual fee
None
Foreign fee
None
620–719720+
Carrying $3k for a year ≈ $487.20
Cardholder agreements
Filed with the CFPB in the 2026 Q1 bulk submission. Opens the original PDF.