Purchase APR
—
Annual fee
None
Foreign fee
1%
620–719
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Lake Trust Credit Union
15 cardholder agreements · 3.5 MB · 1 surveyed card
A
Fair Terms · grade A (100/100)
0 contract red flags across 15 filed docs · see how every issuer ranks →
No red-flag clauses detected in this issuer's filed agreements — a clean 100.
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Priced card products
Cardholder agreements
Filed with the CFPB in the 2026 Q1 bulk submission. Opens the original PDF.
ApplicationandSolicitationDisclosureElite233 KBApplicationandSolicitationDisclosureRewards228 KBApplicationandSolicitationDisclosureSecured196 KBPlatinumEliteRewardsVisaTier1257 KBPlatinumEliteRewardsVisaTier2257 KBPlatinumEliteRewardsVisaTier3257 KBPlatinumEliteRewardsVisaTier4259 KBPlatinumEliteRewardsVisaTier5257 KBPlatinumEliteVisaTier1257 KBPlatinumEliteVisaTier2257 KBPlatinumEliteVisaTier3257 KBPlatinumEliteVisaTier4257 KBPlatinumEliteVisaTier5257 KBSecuredClassicVisa257 KBVisa Consumer Credit Card Agreement123 KB