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Contract X-Ray — what's buried in the fine print
1 red flag · 15 filed docs
Detected in the CFPB-filed cardholder agreements from Lansing Automakers Federal Credit Union. Verbatim quotes below — CardSleuth flags the language; this isn't legal advice.
Penalty APR
Slip up and your rate can jump to a much higher penalty APR.
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“…ill vary with the market based on the Prime Rate. Simple Visa 8.49% , 10.73% , 12.73% or 17.23% , based on your creditworthiness. Visa Secured 11.90% Penalty APR and When it Applies Rewards Visa None Simple Visa None Visa Secured None SEE NEXT PAGE for more important information about your account. ?? CUNA Mut…”
“…ill vary with the market based on the Prime Rate. Simple Visa 8.49% , 10.73% , 12.73% or 17.23% , based on your creditworthiness. Visa Secured 11.90% Penalty APR and When it Applies Rewards Visa None Simple Visa None Visa Secured None SEE NEXT PAGE for more important information about your account. How to Avoi…”
“…rthiness. This APR will vary with the market based on the Prime Rate. Simple Visa 8.49% , 10.73% , 12.73% or 17.23% , based on your creditworthiness. Penalty APR and When it Applies Rewards Visa None Simple Visa None How to Avoid Paying Interest on Your due date is at least 25 days after the close of each bill…”