Purchase APR
10.49–18%
Annual fee
None
Foreign fee
None
Top-25 issuerNo score≤619
Carrying $3k for a year ≈ $435
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Navy Federal Credit Union
1 cardholder agreement · 97 KB · 7 surveyed cards
Priced card products
Purchase APR
13.74–18%
Annual fee
None
Foreign fee
None
Top-25 issuerNo score≤619Cashback
Carrying $3k for a year ≈ $483.60
Purchase APR
14.99–18%
Annual fee
$49
Foreign fee
None
Top-25 issuerNo score≤619Cashback
Carrying $3k for a year ≈ $528.70 incl. $49 fee
Purchase APR
14.40–18%
Annual fee
None
Foreign fee
None
Top-25 issuerNo score≤619Cashback
Carrying $3k for a year ≈ $493.50
Purchase APR
18%
Annual fee
None
Foreign fee
None
SecuredTop-25 issuerNo score≤619Cashback
Carrying $3k for a year ≈ $540
Purchase APR
14.40–18%
Annual fee
None
Foreign fee
None
Top-25 issuerNo score≤619Cashback
Carrying $3k for a year ≈ $540
Purchase APR
14.40–18%
Annual fee
None
Foreign fee
None
Top-25 issuerNo score≤619Cashback
Carrying $3k for a year ≈ $540
Cardholder agreements
Filed with the CFPB in the 2026 Q1 bulk submission. Opens the original PDF.