Park City Credit Union

1 cardholder agreement · 381 KB · 2 surveyed cards

Fair Terms · grade A (94/100)

1 contract red flag across 1 filed doc · see how every issuer ranks →

Why this grade

Starting score100
Penalty APR-6
Fair Terms score94 · grade A

See the exact wording behind each below.

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Contract X-Ray — what's buried in the fine print

1 red flag · 1 filed doc

Detected in the CFPB-filed cardholder agreements from Park City Credit Union. Verbatim quotes below — CardSleuth flags the language; this isn't legal advice.

Penalty APR

Slip up and your rate can jump to a much higher penalty APR.

Jumps to ~24.99%

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“…AGE for more important information about your account. ?? CUNA Mutual Group 2009, 10, 12, 16 All Rights Reserved 04806886-MXC10-C-1-121117 (MXC101-E) Penalty APR and When it Applies Visa Rewards 24.99% Visa Classic 24.99% This APR may be applied to your account if you: - Make a late payment; or - Go over your…”

PCCU Credit Card Agreement and Disclosure ↗

Checked & clear: Forced arbitration · Class-action waiver · Jury-trial waiver · Deferred interest · Change-anytime clause