Paste it anywhere on your site. The badge links back to this page — a real, crawlable link, not an image.
Contract X-Ray — what's buried in the fine print
1 red flag · 2 filed docs
Detected in the CFPB-filed cardholder agreements from Randolph-Brooks Federal Credit Union. Verbatim quotes below — CardSleuth flags the language; this isn't legal advice.
Forced arbitration with no opt-out found — you likely can't take this issuer to court, and there's no way to reject it.
Forced arbitration
You give up your right to sue in court — disputes are pushed into private arbitration.
Show the exact wording ↓Hide wording ↑
“…agreement ( claim ) shall be resolved, upon the conditions of this Agreement, and promise to perform all the election of you or us, by confidential, binding arbitration obligations, requirements, and duties contained herein. Use of the administered by JAMS, formerly known as Judicial Arbitration Card by you or anyone…”