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Contract X-Ray — what's buried in the fine print
1 red flag · 3 filed docs
Detected in the CFPB-filed cardholder agreements from Sandia Area Federal Credit Union. Verbatim quotes below — CardSleuth flags the language; this isn't legal advice.
Penalty APR
Slip up and your rate can jump to a much higher penalty APR.
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“…06, 08, 11, ALL RIGHTS RESERVED March 18, 2022 XNMAA0 (BXCM22 )-e The Margin may be different for purchases, cash advances, balance transfers and any penalty rate. The Margins and Interest Rate applicable to your account are disclosed in this Addendum and may be subject to minimum and maximum Interest Rates. In…”