Purchase APR
12–17.90%
Annual fee
None
Foreign fee
2%
0% purchases · 6 mo
No score≤619
Carrying $3k for a year ≈ $420
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Schoolsfirst Federal Credit Union
8 cardholder agreements · 2.5 MB · 4 surveyed cards
Priced card products
Purchase APR
13.25–17.90%
Annual fee
None
Foreign fee
None
No score≤619Cashback
Carrying $3k for a year ≈ $452.40
Purchase APR
10–17.90%
Annual fee
None
Foreign fee
2%
No score≤619Cashback
Carrying $3k for a year ≈ $367.50
Purchase APR
13.90%
Annual fee
None
Foreign fee
2%
SecuredNo score≤619
Carrying $3k for a year ≈ $417
Cardholder agreements
Filed with the CFPB in the 2026 Q1 bulk submission. Opens the original PDF.
Inspire Pricing Addendum 4.1.25480 KBM-139866 ShareSecuredMC.Agreement.Disclosure158 KBM-139867 Rewards&InspireMC.Agreement.Disclosure162 KBM-139867 Rewards&InspireMC.Agreement.Disclosure162 KBM-140047 SECC.MC.Agreement.Disclosure166 KBRewards Pricing Addendum 4.1.25444 KBSECC Pricing Addendum 4.1.25474 KBShareSecured Pricing Addendum 4.1.25473 KB