Purchase APR
12.99–17.99%
Annual fee
None
Foreign fee
1%
No score≤619Cashback
Carrying $3k for a year ≈ $464.70
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Usf Federal Credit Union
3 cardholder agreements · 331 KB · 3 surveyed cards
A
Fair Terms · grade A (100/100)
0 contract red flags across 3 filed docs · see how every issuer ranks →
No red-flag clauses detected in this issuer's filed agreements — a clean 100.
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Priced card products
Purchase APR
12.99–17.99%
Annual fee
None
Foreign fee
1%
No score≤619Cashback
Carrying $3k for a year ≈ $464.70
Purchase APR
11.99–17.99%
Annual fee
None
Foreign fee
1%
No score≤619
Carrying $3k for a year ≈ $449.70
Cardholder agreements
Filed with the CFPB in the 2026 Q1 bulk submission. Opens the original PDF.