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Contract X-Ray — what's buried in the fine print
1 red flag · 6 filed docs
Detected in the CFPB-filed cardholder agreements from Whatcom Educational Credit Union. Verbatim quotes below — CardSleuth flags the language; this isn't legal advice.
Change-anytime clause
The issuer reserves the right to change your rates, fees and terms at any time.
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“…Your eligible WECU Checking or Savings accounts, or WECU credit products that are qualified to receive cash redemptions. 13. We reserve the right to modify, suspend, or cancel these Program Terms and Conditions at any time, with or without notice to you. If the Program is canceled, you will be given an opportunity to redeem your rewards balance within a limited time, af…”
“…Your eligible WECU Checking or Savings accounts, or WECU credit products that are qualified to receive cash redemptions. 11. We reserve the right to modify, suspend, or cancel these Program Terms and Conditions at any time, with or without notice to you. If the Program is canceled, you will be given an opportunity to redeem your rewards balance within a limited time, af…”