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Platinum Rewards Visa

Achieve Financial Credit Union

One State/TerritoryFixed rateCredit score 619 or lessCredit score 620–719Credit score 720+
Issuer site ↗
Purchase APR
9.90–17.90%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
1%
Grace period
25 days

Purchase APR by credit tier

Median rate the issuer reported for each tier

No score
—
≤619
17.90%
620–719
12.90%
720+
10.40%
Lowest offered9.90%
Median13.90%
Highest offered17.90%

Cash advance APR

No score
—
≤619
17.90%
620–719
12.90%
720+
10.40%
Lowest offered9.90%
Median—
Highest offered17.90%

Every fee on this card

Annual feeNone
Balance transfer feeNone
Cash advance feeNone
Foreign transaction fee1%
Purchase transaction feeNone
Late fee$25
Repeat late fee (6 mo)$25
Over-limit feeNone
Minimum finance chargeNone
Balance computationAverage daily balance including new purchases
Additional fees
Returned Payment Fee$35
Late Payment Fee$25

Rewards, benefits and features

Rewards
  • Other rewards
Services
  • Credit card registration
Features
  • Contactless Payments
  • Chip card
  • Mobile wallet provisioning (for example, Apple Pay)

Issuer note: By Registering their credit cards for the "UChoose Rewards", they start earning 1 point for all purchases. Rewards can be redeemed for in-store and Online purchases at participating retailers.

Who can get this card

AvailabilityOne State/Territory
StatesCT
Membership requirementsYes
RequirementOther. Please Describe:
Balance transfer

This card does not offer a balance transfer rate.

Cost to carry a balance
Interest for a year at 13.90%$417.00
Annual / periodic fees$0
Total yearly cost$417.00

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 25-day grace period avoids the interest entirely.

Cardholder agreements

2 documents filed by Achieve Financial Credit Union in the 2026 Q1 archive.

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