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BluCurrent Classic Card

Blucurrent Credit Union

One State/TerritoryFixed rateNo credit scoreCredit score 619 or lessCredit score 620–719Credit score 720+
Issuer site ↗
Purchase APR
13.90%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
1%
Grace period
30 days

Purchase APR by credit tier

Median rate the issuer reported for each tier

The purchase rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered13.90%
Median13.90%
Highest offered13.90%

Cash advance APR

The cash advance rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered13.90%
Median13.90%
Highest offered13.90%

Every fee on this card

Annual feeNone
Balance transfer feeNone
Cash advance feeNone
Foreign transaction fee1%
Purchase transaction feeNone
Late fee$15
Repeat late fee (6 mo)$15
Over-limit feeNone
Minimum finance chargeNone
Balance computationAverage daily balance excluding new purchases
Additional fees
Returned Payment Fee$30
Card Replacement Fee$8
Sales Draft Copy Fee$17
Emergency Card Replacement Fee$50
Rush Fee$50

Rewards, benefits and features

Rewards

None reported

Services
  • Credit card registration
  • Debt cancellation coverage
Features
  • Contactless Payments
  • Chip card
  • Mobile wallet provisioning (for example, Apple Pay)

Who can get this card

AvailabilityOne State/Territory
StatesMO
Membership requirementsYes
RequirementGeographic Restrictions Beyond Place of Residence

Geographic: Southwest Missouri

Phone4178871983
Balance transfer

This card does not offer a balance transfer rate.

Cost to carry a balance
Interest for a year at 13.90%$417.00
Annual / periodic fees$0
Total yearly cost$417.00

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 30-day grace period avoids the interest entirely.

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