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49

Visa Credit Card

Allegius Federal Credit Union

NationalFixed rateCredit score 619 or lessCredit score 620–719Credit score 720+
Purchase APR
9.95–17.95%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
1%
Grace period
None

Purchase APR by credit tier

Median rate the issuer reported for each tier

No score
—
≤619
17.95%
620–719
12.95%
720+
9.95%
Lowest offered9.95%
Median12.95%
Highest offered17.95%

Cash advance APR

No score
—
≤619
17.95%
620–719
12.95%
720+
9.95%
Lowest offered9.95%
Median—
Highest offered17.95%

Every fee on this card

Annual feeNone
Balance transfer feeNone
Cash advance feeNone
Foreign transaction fee1%
Purchase transaction feeNone
Late fee$15
Over-limit feeNone
Minimum finance chargeNone
Balance computationAverage daily balance including new purchases
Additional fees
Returned Payment$25

Rewards, benefits and features

Rewards

None reported

Services

None reported

Features
  • Contactless Payments
  • Chip card
  • Mobile wallet provisioning (for example, Apple Pay)

Who can get this card

AvailabilityNational
Membership requirementsYes
RequirementOther. Please Describe:
Phone8004424757
Balance transfer

This card does not offer a balance transfer rate.

Cost to carry a balance
Interest for a year at 12.95%$388.50
Annual / periodic fees$0
Total yearly cost$388.50

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the stated-day grace period avoids the interest entirely.

Cardholder agreements

1 document filed by Allegius Federal Credit Union in the 2026 Q1 archive.

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