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Fifth Third Private Bank Credit Card

Fifth Third Bank, National Association

Top-25 issuerRegionalVariable · PrimeCredit score 720+
Issuer site ↗
Purchase APR
12.99%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
None
Grace period
23 days

Purchase APR by credit tier

Median rate the issuer reported for each tier

The purchase rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered12.99%
Median12.99%
Highest offered12.99%

Cash advance APR

The cash advance rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered24.99%
Median24.99%
Highest offered24.99%

Every fee on this card

Annual feeNone
Balance transfer fee4% (min $5)
Cash advance fee5% (min $10)
Foreign transaction feeNone
Purchase transaction feeNone
Late fee$30
Repeat late fee (6 mo)$41
Over-limit feeNone
Minimum finance charge$1.50
Balance computationAverage daily balance including new purchases

Rewards, benefits and features

Rewards
  • Cashback rewards
Services
  • Automobile rental insurance
Features
  • Contactless Payments
  • Chip card
  • Fee-free foreign transactions
  • Mobile wallet provisioning (for example, Apple Pay)

Who can get this card

AvailabilityRegional
StatesAL, FL, GA, IL, IN, KY, MI, NC, OH, SC, TN, WI, WV
Membership requirementsOpen to the public
Phone18664880017
Balance transfer

This card does not offer a balance transfer rate.

Cost to carry a balance
Interest for a year at 12.99%$389.70
Annual / periodic fees$0
Total yearly cost$389.70

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 23-day grace period avoids the interest entirely.

Cardholder agreements

5 documents filed by Fifth Third Bank, National Association in the 2026 Q1 archive.

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