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31

Fifth Third Secured Credit Card

Fifth Third Bank, National Association

Secured cardTop-25 issuerRegionalVariable · PrimeNo credit scoreCredit score 620–719
Issuer site ↗
Purchase APR
27.74%
Annual fee
$24
0% intro
None
0% transfer
None
Foreign fee
3%
Grace period
23 days

Purchase APR by credit tier

Median rate the issuer reported for each tier

The purchase rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered27.74%
Median27.74%
Highest offered27.74%

Cash advance APR

The cash advance rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered28.74%
Median28.74%
Highest offered28.74%

Every fee on this card

Annual fee$24
Balance transfer fee4% (min $5)
Cash advance fee5% (min $10)
Foreign transaction fee3%
Purchase transaction feeNone
Late fee$30
Repeat late fee (6 mo)$41
Over-limit feeNone
Minimum finance charge$1.50
Balance computationAverage daily balance including new purchases

Rewards, benefits and features

Rewards

None reported

Services

None reported

Features
  • Contactless Payments
  • Chip card
  • Mobile wallet provisioning (for example, Apple Pay)

Who can get this card

AvailabilityRegional
StatesAL, FL, GA, IL, IN, KY, MI, NC, OH, SC, TN, WI, WV
Membership requirementsOpen to the public
Phone18009723030
Balance transfer

This card does not offer a balance transfer rate.

Cost to carry a balance
Interest for a year at 27.74%$832.20
Annual / periodic fees$24
Total yearly cost$856.20

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 23-day grace period avoids the interest entirely.

Cardholder agreements

5 documents filed by Fifth Third Bank, National Association in the 2026 Q1 archive.

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