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45

Premier

Associated Healthcare Credit Union

RegionalVariable · PrimeNo credit scoreCredit score 619 or lessCredit score 620–719Credit score 720+
Issuer site ↗
Purchase APR
12.99–17.99%
Annual fee
None
0% intro
2.99%
0% transfer
None
Foreign fee
2%
Grace period
None

Purchase APR by credit tier

Median rate the issuer reported for each tier

The purchase rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered12.99%
Median15.99%
Highest offered17.99%

Introductory purchase APR

Promotional window: 6 months

The intro rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered2.99%
Median2.99%
Highest offered2.99%

Cash advance APR

The cash advance rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered2%
Median2%
Highest offered2%

Every fee on this card

Annual feeNone
Balance transfer fee2% (min $10)
Cash advance fee2% (min $10)
Foreign transaction fee2%
Purchase transaction feeNone
Late fee$35
Over-limit feeNone
Minimum finance chargeNone
Balance computationAverage daily balance including new purchases
Additional fees
Returned Payment Fee$35
ATM Fee$10

Rewards, benefits and features

Rewards

None reported

Services

None reported

Features
  • Contactless Payments
  • Chip card

Who can get this card

AvailabilityRegional
StatesMN
Membership requirementsYes
RequirementGeographic Restrictions Beyond Place of Residence
RequirementProfessional Affiliation

Geographic: Minnesota

Affiliation: Healthcare professional and family, alumni or attendee of MN colleges

Phone651-383-4000
Balance transfer

This card does not offer a balance transfer rate.

Cost to carry a balance
Interest for a year at 15.99%$479.70
Annual / periodic fees$0
Total yearly cost$479.70

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the stated-day grace period avoids the interest entirely.

Cardholder agreements

6 documents filed by Associated Healthcare Credit Union in the 2026 Q1 archive.

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