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51

Platinum Mastercard

Hanscom Federal Credit Union

NationalFixed rateCredit score 620–719Credit score 720+
Issuer site ↗
Purchase APR
11.99–17.99%
Annual fee
None
0% intro
None
0% transfer
None
Foreign fee
1.1%
Grace period
25 days

Purchase APR by credit tier

Median rate the issuer reported for each tier

No score
17.99%
≤619
17.99%
620–719
15.99%
720+
13.99%
Lowest offered11.99%
Median15.99%
Highest offered17.99%

Cash advance APR

No score
17.99%
≤619
17.99%
620–719
15.99%
720+
13.99%
Lowest offered11.99%
Median—
Highest offered17.99%

Every fee on this card

Annual feeNone
Balance transfer feeNone
Cash advance feeNone
Foreign transaction fee1.1%
Purchase transaction feeNone
Late fee$15
Over-limit feeNone
Minimum finance chargeNone
Balance computationAverage daily balance including new purchases
Additional fees
Returned Payment Fee$15
Returned Convenience Check Fee$25
Rush Fee$30
Statement Copy Fee$2
Convenience Check Stop Payment Fee$25

Rewards, benefits and features

Rewards

None reported

Services

None reported

Features
  • Contactless Payments
  • Chip card
  • Mobile wallet provisioning (for example, Apple Pay)
  • Other

Who can get this card

AvailabilityNational
Membership requirementsYes
RequirementOther. Please Describe:
Phone800-656-4328
Balance transfer

This card does not offer a balance transfer rate.

Cost to carry a balance
Interest for a year at 15.99%$479.70
Annual / periodic fees$0
Total yearly cost$479.70

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 25-day grace period avoids the interest entirely.

Cardholder agreements

1 document filed by Hanscom Federal Credit Union in the 2026 Q1 archive.

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