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30

Meijer Mastercard

Citibank, N.A.

Top-25 issuerNationalVariable · PrimeCredit score 619 or lessCredit score 620–719Credit score 720+
Purchase APR
33.24%
Annual fee
None
0% intro
None
0% transfer
33.24%
Foreign fee
3%
Grace period
25 days

Purchase APR by credit tier

Median rate the issuer reported for each tier

The purchase rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered33.24%
Median33.24%
Highest offered33.24%

Balance transfer APR

Promotional window: 12 months · grace period retained on purchases

The transfer rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered33.24%
Median33.24%
Highest offered33.24%

Cash advance APR

The cash advance rate was not broken out by credit tier — the issuer reported a single range.

Lowest offered33.24%
Median33.24%
Highest offered33.24%

Every fee on this card

Annual feeNone
Balance transfer feegreater of 5% or $10
Cash advance feegreater of 5% or $10
Foreign transaction fee3%
Purchase transaction feeNone
Late fee$40
Repeat late fee (6 mo)$40
Over-limit feeNone
Minimum finance charge$2
Balance computationAverage daily balance including new purchases
Additional fees
Returned Payment Fee$41

Rewards, benefits and features

Rewards
  • Other rewards
Services

None reported

Features
  • Contactless Payments
  • Chip card
  • Mobile wallet provisioning (for example, Apple Pay)

Issuer note: ThankYou Points

Who can get this card

AvailabilityNational
Membership requirementsOpen to the public
Phone877-816-9401
Balance transfer calculator
Stay put — 12 mo at 24%$600
Transfer fee (5%)$250
Promo interest at 33.24%$831.00
You lose$481

Assumes you pay the balance down evenly across the 12-month promotional window, so the average outstanding balance is about half the transfer. Rates revert to 33.24% afterwards.

Cost to carry a balance
Interest for a year at 33.24%$997.20
Annual / periodic fees$0
Total yearly cost$997.20

Simple interest on a constant balance — a plain-language upper bound rather than an amortisation schedule. Paying in full each month within the 25-day grace period avoids the interest entirely.

More from this issuer

Purchase APR
20.49–28.49%
Annual fee
$595
Foreign fee
None
Top-25 issuer620–719720+Travel-related
Details

Carrying $3k for a year ≈ $1,329.70 incl. $595 fee