Purchase APR
33.49%
Annual fee
None
Foreign fee
None
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $1,004.70
← All issuers
Citibank, N.A.
82 cardholder agreements · 16.7 MB · 42 surveyed cards
Priced card products
Purchase APR
32.49%
Annual fee
None
Foreign fee
3%
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $974.70
Purchase APR
32.49%
Annual fee
None
Foreign fee
None
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $974.70
Purchase APR
20.49–28.49%
Annual fee
$595
Foreign fee
None
Top-25 issuer620–719720+Travel-related
Carrying $3k for a year ≈ $1,329.70 incl. $595 fee
Purchase APR
19.49–29.49%
Annual fee
$350
Foreign fee
None
Top-25 issuer620–719720+Travel-related
Carrying $3k for a year ≈ $1,084.70 incl. $350 fee
Purchase APR
32.49%
Annual fee
None
Foreign fee
3%
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $974.70
Purchase APR
32.74%
Annual fee
None
Foreign fee
3%
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $982.20
Purchase APR
32.74%
Annual fee
None
Foreign fee
None
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $982.20
Purchase APR
32.74%
Annual fee
None
Foreign fee
3%
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $982.20
Purchase APR
32.74%
Annual fee
None
Foreign fee
None
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $982.20
Purchase APR
33.49%
Annual fee
None
Foreign fee
3%
Top-25 issuer≤619620–719Other
Carrying $3k for a year ≈ $1,004.70
Purchase APR
33.49%
Annual fee
None
Foreign fee
None
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $1,004.70
Purchase APR
32.49%
Annual fee
None
Foreign fee
None
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $974.70
Purchase APR
32.49%
Annual fee
None
Foreign fee
None
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $974.70
Purchase APR
29.99%
Annual fee
None
Foreign fee
None
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $899.70
Purchase APR
30.74%
Annual fee
None
Foreign fee
None
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $922.20
Purchase APR
29.99%
Annual fee
None
Foreign fee
None
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $899.70
Purchase APR
30.74%
Annual fee
None
Foreign fee
None
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $922.20
Purchase APR
33.49%
Annual fee
None
Foreign fee
None
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $1,004.70
Purchase APR
33.24%
Annual fee
None
Foreign fee
3%
Top-25 issuer≤619620–719Other
Carrying $3k for a year ≈ $997.20
Purchase APR
33.24%
Annual fee
None
Foreign fee
None
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $997.20
Purchase APR
19.49–30.49%
Annual fee
None
Foreign fee
3%
Top-25 issuer≤619620–719Other
Carrying $3k for a year ≈ $764.70
Purchase APR
32.49%
Annual fee
None
Foreign fee
None
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $974.70
Purchase APR
19.49–27.49%
Annual fee
$95
Foreign fee
None
Top-25 issuer620–719720+Other
Carrying $3k for a year ≈ $799.70 incl. $95 fee
Purchase APR
17.49–27.49%
Annual fee
None
Foreign fee
3%
0% transfers · 9 mo
Top-25 issuer620–719720+Cashback
Carrying $3k for a year ≈ $674.70
Purchase APR
32.49%
Annual fee
None
Foreign fee
None
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $974.70
Purchase APR
17.49–27.49%
Annual fee
None
Foreign fee
3%
0% transfers · 9 mo
Top-25 issuer620–719720+Other
Carrying $3k for a year ≈ $674.70
Purchase APR
17.49–28.24%
Annual fee
None
Foreign fee
3%
0% purchases · 6 mo0% transfers · 11 mo
Top-25 issuer620–719720+
Carrying $3k for a year ≈ $685.80
Purchase APR
32.49%
Annual fee
None
Foreign fee
None
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $974.70
Purchase APR
25.99%
Annual fee
None
Foreign fee
3%
SecuredTop-25 issuerNo score≤619
Carrying $3k for a year ≈ $779.70
Purchase APR
32.49%
Annual fee
None
Foreign fee
None
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $974.70
Purchase APR
16.49–27.24%
Annual fee
None
Foreign fee
3%
0% purchases · 6 mo0% transfers · 11 mo
Top-25 issuer620–719720+
Carrying $3k for a year ≈ $655.80
Purchase APR
34.24%
Annual fee
None
Foreign fee
None
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $1,027.20
Purchase APR
32.49%
Annual fee
None
Foreign fee
3%
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $974.70
Purchase APR
32.49%
Annual fee
None
Foreign fee
None
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $974.70
Purchase APR
33.24%
Annual fee
None
Foreign fee
None
Top-25 issuer≤619620–719
Carrying $3k for a year ≈ $997.20
Purchase APR
18.74–26.74%
Annual fee
None
Foreign fee
None
Top-25 issuer620–719720+Cashback
Carrying $3k for a year ≈ $682.20
Purchase APR
19.49–29.49%
Annual fee
$99
Foreign fee
None
Top-25 issuer620–719720+Travel-related
Carrying $3k for a year ≈ $833.70 incl. $99 fee
Purchase APR
19.49–29.49%
Annual fee
$595
Foreign fee
None
Top-25 issuer620–719720+Travel-related
Carrying $3k for a year ≈ $1,329.70 incl. $595 fee
Purchase APR
19.49–29.49%
Annual fee
None
Foreign fee
3%
Top-25 issuer620–719720+Travel-related
Carrying $3k for a year ≈ $734.70
Purchase APR
18.49–28.49%
Annual fee
None
Foreign fee
3%
0% purchases · 8 mo0% transfers · 8 mo
Top-25 issuer620–719720+Other
Carrying $3k for a year ≈ $704.70
Purchase APR
19.49–27.49%
Annual fee
None
Foreign fee
3%
Top-25 issuer620–719720+Other
Carrying $3k for a year ≈ $704.70
Cardholder agreements
Filed with the CFPB in the 2026 Q1 bulk submission. Opens the original PDF.
AAdvantage Executive World Elite Mastercard Cardmember Agreement293 KBAAdvantage Executive World Elite Pricing and Information Table224 KBAAdvantage Globe Mastercard Cardmember Agreement290 KBAAdvantage Globe Pricing and Information Table203 KBAAdvantage Platinum Select World Elite Cardmember Agreement304 KBAAdvantage Platinum Select World Elite Pricing and Information Table222 KBAmerican Airlines AAdvantage Mileup Cardmember Agreement356 KBAmerican Airlines AAdvantage Mileup Pricing and Information Table218 KBAT&T Points Plus Cardmember Agreement343 KBAT&T Points Plus Pricing and Information Table306 KBBBY PL Addendum 77 0326 vf86 KBBBY Visa Addendum 76 0326 vf91 KBBest Buy PL Online CMA 0326 vf2255 KBBest Buy Visa Online CMA 0326 vf2283 KBBloomingdales Amex Addendum 107 EN 0126 vf87 KBBloomingdales Amex Online CMA 0625 vf254 KBBloomingdales PL Addendum 105 EN 0126 vf83 KBBloomingdales PL Online CMA 0625 vf242 KBBrandSource Online CMA 0225 vf246 KBBSE Addendum 74 0225 vf84 KBCEA Addendum 73 0126 vf86 KBCiti Custom Cash Cardmember Agreement374 KBCiti Custom Cash Pricing and Information Table179 KBCiti Diamond Preferred Cardmember Agreement379 KBCiti Diamond Preferred Pricing and Information Table198 KBCiti Double Cash Cardmember Agreement291 KBCiti Double Cash Pricing and Information Table179 KBCiti Pay Addendum 104 0126 vf104 KBCiti Pay Online CMA 1023 vf249 KBCiti Secured Cardmember Agreement379 KBCiti Secured Pricing and Information Table197 KBCiti Simplicity Cardmember Agreement480 KBCiti Simplicity Pricing and Information Table173 KBCiti Strata Cardmember Agreement374 KBCiti Strata Elite Pricing and Information Table223 KBCiti Strata Premier Cardmember Agreement270 KBCiti Strata Premier Pricing and Information Table204 KBCiti Strata Pricing and Information Table243 KBCiti Strata Student Cardmember Agreement375 KBCiti Strata Student Pricing and Information Table196 KBCiti Strate Elite Cardmember Agreement290 KBCostco Anywhere Visa Cardmember Agreement273 KBCostco Anywhere Visa Pricing and Information Table154 KBDillard's MC Addendum 20 0326 vf90 KBDillard's MC Online CMA 0326 vf256 KBDillard's PL Addendum 21 0326 vf87 KBDillard's PL Online CMA 0326 vf245 KBElectronics and Appliances Online CMA 0224 vf249 KBGoodyear Just Tires Online CMA 0625 vf254 KBGoodyear Just Tires Online CMA 0625 vf254 KBGoodyear Just Tires Online CMA 0625 vf254 KBGY Addendum 57 0126 vf86 KBGY Addendum 57 0126 vf86 KBGY Addendum 57 0625 vf86 KBHD Addendum 49 0226 vf83 KBHF Addendum 91 0126 vf86 KBHome Furnishings Online CMA 0224 vf253 KBJewelers Reserve Online CMA 0224 vf253 KBJR Addendum 78 0126 vf86 KBLLB MC Addendum 97 0326 vf86 KBLLBean Online CMA 0326 vf2252 KBMacys Amex Addendum 107 EN 0126 vf87 KBMacys Amex Online CMA EN 0625 vf254 KBMacys PL Addendum 105 EN 0126 vf83 KBMacys PL Online CMA EN 0625 vf243 KBMeijer MC Online CMA 0326 vf2254 KBMeijer PL Online CMA 0326 vf2244 KBMJR MC Addendum 100 0326 vf88 KBMJR PL Addendum 99 0326 vf85 KBTHD Online CMA 0226 vf255 KBTSC Store Card Addendum 61 0326 vf289 KBTSC Store Credit Card Online CMA 0326 vf3250 KBTSC Visa Card Addendum 103 0326 vf292 KBTSC Visa Credit Card Online CMA 0326 vf3262 KBVW Addendum 86 0126 vf106 KBVW Online CMA 0224 vf250 KBWayfair MC Online CMA 0226 vf283 KBWayfair PL Online CMA 0226 vf252 KBWF MC Addendum 102 0226 vf121 KBWF PL Addendum 101 0226 vf115 KBXOM PL Addendum 33 0126 vf83 KBXOM PL Online CMA 0925 vf245 KB